Introduction
Generating Virtual Cards allows you to automate the manual process of creating virtual cards to build unique profiles.
Setup & Recommendations
- Before generating virtual cards, add your Provider Credentials to Profile Builder. Click here to learn how to add your Provider Credentials. After adding Profile Credentials, you can generate virtual Cards or import existing cards.
- Profile Builder supports generation for the providers below. You can click the provider below to go directly to the guide for that provider:
Generating Virtual Cards (American Express Business)
- As of 05/07/2025, only eligible American Express® Business Cards (Business Platinum Card®, Business Gold Card, Plum Card®, Business Green Rewards Card, and Centurion) can create Virtual Cards.
1. Navigate over to the Virtual Cards section of Profile Builder in Profiles. This section has the credit card icon titled Virtual Cards when you hover over it.
2. Click the File button at the top left of the view, then click Create.
3. Select AMEX (Business) from the dropdown and click Next.
4. By default, Virtual Cards are created in the All Category. You can override this and specify a category name to have your Virtual Cards created into a unique category.
5. Select the Credentials to use to access the service.
6. Specify the Quantity of virtual cards you want to generate.
7. Optionally, you can specify a Nickname for the generated cards.
8. Specify which card(s) you want to use with the Source Card Positions. Select 1 if you only have one card.
9. Specify a Spending Limit for each generated card.
10. Specify a Reset frequency for your generated cards. The reset frequency is how often the spending limit is reset.
11. After configuring the dialog, click the Generate button.
12. The operation will start, and the status will be displayed at the top right of Profile Builder under the clock. You can check the status of all jobs at any time by clicking on the current status text at the top right.
13. When the generation tool is finished, a notification will appear with the status.
Generating Virtual Cards (American Express Extend)
- You can sign up for Extend via their website. Click here to access the Extend website.
1. Navigate over to the Virtual Cards section of Profile Builder in Profiles. This section has the credit card icon titled Virtual Cards when you hover over it.
2. Click the File button at the top left of the view, then click Create.
3. Select Extend from the dropdown and click Next.
4. By default, Virtual Cards are created in the All Category. You can override this and specify a category name to have your Virtual Cards created into a unique category.
5. Select the Credentials to use to access the service.
6. If you have multiple physical cards attached to your Extend account and want to use a specific card, specify the Source Card Display Name. If you have one card on your account, leave this field blank.
7. Specify the Quantity of virtual cards you want to generate.
8. Optionally, you can specify a Nickname for the generated cards.
9. Specify the Card Type to generate. Standard cards stop working once the spending limit is reached. Auto Refill cards reset the spending limit based on the Frequency you choose.
10. Specify the Spending Limit for the virtual cards.
11. After configuring the dialog, click the Generate button.
12. The operation will start, and the status will be displayed at the top right of Profile Builder under the clock. You can check the status of all jobs at any time by clicking on the current status text at the top right.
13. When the generation tool is finished, a notification will appear with the status.
Generating Virtual Cards (American Express TradeShift)
1. Navigate over to the Virtual Cards section of Profile Builder in Profiles. This section has the credit card icon titled Virtual Cards when you hover over it.
2. Click the File button at the top left of the view, then click Create.
3. Select Tradeshift Go from the dropdown and click Next.
4. By default, Virtual Cards are created in the All Category. You can override this and specify a category name to have your Virtual Cards created into a unique category.
5. Select the Credentials to use to access the service.
6. Optionally, you can specify a Description for each generated card.
7. Specify the Quantity of virtual cards you want to generate.
8. Specify the Spending Limit for the virtual cards.
9. Specify the Card Type to use; you can choose between Single Use, Multiple Use, or Subscription.
10. If you choose Subscription, you can specify a Frequency.
11. Specify which card(s) you want to use with the Card Index. Select 1 if you only have one card.
12. After configuring the dialog, click the Generate button.
13. The operation will start, and the status will be displayed at the top right of Profile Builder under the clock. You can check the status of all jobs at any time by clicking on the current status text at the top right.
14. When the generation tool is finished, a notification will appear with the status.
Generating Virtual Cards (Privacy)
1. Navigate over to the Virtual Cards section of Profile Builder in Profiles. This section has the credit card icon titled Virtual Cards when you hover over it.
2. Click the File button at the top left of the view, then click Create.
3. Select Privacy Web from the dropdown and click Next.
4. By default, Virtual Cards are created in the All Category. You can override this and specify a category name to have your Virtual Cards created into a unique category.
5. Select the Credentials to use to access the service.
6. Specify the Quantity of virtual cards you want to generate.
7. Optionally, you can specify a Nickname for the generated cards.
8. Specify which Card Type to use. You can choose Multi Use, Single Use, or Merchant Category Locked.
9. If you choose Merchant Category Locked, specify the category type in the Merchant Category dropdown.
10. Specify a Spending Limit for each generated card. Select the No Limit checkbox if you want the cards to have no limit.
11. After configuring the dialog, click the Generate button.
12. The operation will start, and the status will be displayed at the top right of Profile Builder under the clock. You can check the status of all jobs at any time by clicking on the current status text at the top right.
13. When the generation tool is finished, a notification will appear with the status.
Generating Virtual Cards (Capital One Extension)
- The Capital One extension requires you to specify a website when generating cards. The virtual cards are merchant-locked to the specified website.
1. Navigate over to the Virtual Cards section of Profile Builder in Profiles. This section has the credit card icon titled Virtual Cards when you hover over it.
2. Click the File button at the top left of the view, then click Create.
3. Select Capital One (Extension) from the dropdown and click Next.
4. By default, Virtual Cards are created in the All Category. You can override this and specify a category name to have your Virtual Cards created into a unique category.
5. Select the Credentials to use to access the service.
6. Specify the Quantity of virtual cards you want to generate.
7. Specify the Website on which the virtual cards will be created. Capital One Extension cards are locked to a single merchant.
8. Specify which card(s) you want to use with the Card Positions. Select 1 if you only have one card.
9. If you are generating cards for the first time or you want to update the extension with a new Capital One card, you can enable the Setup Extension checkbox. You can manually configure the extension, and when you are finished, close it and go through the generation process again.
10. After configuring the dialog, click the Generate button.
11. The operation will start, and the status will be displayed at the top right of Profile Builder under the clock. You can check the status of all jobs at any time by clicking on the current status text at the top right.
12. When the generation tool is finished, a notification will appear with the status.
Generating Virtual Cards (Capital One Website)
- The Capital One website does not require you to specify a website when generating cards. The card is merchant-locked after the first transaction.
1. Navigate over to the Virtual Cards section of Profile Builder in Profiles. This section has the credit card icon titled Virtual Cards when you hover over it.
2. Click the File button at the top left of the view, then click Create.
3. Select Capital One from the dropdown and click Next.
4. By default, Virtual Cards are created in the All Category. You can override this and specify a category name to have your Virtual Cards created into a unique category.
5. Select the Credentials to use to access the service.
6. Specify the Quantity of virtual cards you want to generate.
7. Specify which card(s) you want to use with the Card Positions. Select 1 if you only have one card.
8. Specify which Authorized User positions to use if you have authorized users on your primary card. Select 1 if you only have one card.
9. After configuring the dialog, click the Generate button.
10. The operation will start, and the status will be displayed at the top right of Profile Builder under the clock. You can check the status of all jobs at any time by clicking on the current status text at the top right.
11. When the generation tool is finished, a notification will appear with the status.
Generating Virtual Cards (Citi)
- Citi usually rate-limits you and repeatedly requests SMS verification for 1-2 hours after generating 20+ virtual cards. You should wait 1-2 hours and reattempt generation if you experience the rate-limit.
1. Navigate over to the Virtual Cards section of Profile Builder in Profiles. This section has the credit card icon titled Virtual Cards when you hover over it.
2. Click the File button at the top left of the view, then click Create.
3. Select Citi from the dropdown and click Next.
4. By default, Virtual Cards are created in the All Category. You can override this and specify a category name to have your Virtual Cards created into a unique category.
5. Select the Credentials to use to access the service.
6. Specify the Quantity of virtual cards you want to generate.
7. Optionally, you can specify a Daily Spending Limit for your virtual cards.
8. Specify the Duration in months after which a card will be deactivated.
9. If you have more than one physical card attached to your Citi account, specify the Last 4 Digits of Card.
10. After configuring the dialog, click the Generate button.
11. The operation will start, and the status will be displayed at the top right of Profile Builder under the clock. You can check the status of all jobs at any time by clicking on the current status text at the top right.
12. When the generation tool is finished, a notification will appear with the status.
Generating Virtual Cards (Divvy)
- Citi usually rate-limits you and repeatedly requests SMS verification for 1-2 hours after generating 20+ virtual cards. You should wait 1-2 hours and reattempt generation if you experience the rate-limit.
1. Navigate over to the Virtual Cards section of Profile Builder in Profiles. This section has the credit card icon titled Virtual Cards when you hover over it.
2. Click the File button at the top left of the view, then click Create.
3. Select Divvy from the dropdown and click Next.
4. By default, Virtual Cards are created in the All Category. You can override this and specify a category name to have your Virtual Cards created into a unique category.
5. Select the Credentials to use to access the service.
6. Specify the Quantity of virtual cards you want to generate.
7. Optionally, you can specify a Nickname for the generated cards
8. Specify which Card Type to use
9. Specify a Spending Limit for your virtual cards.
10. If you have more than one company attached to your Divvy account, specify the Company Position. Select 1 if you only have one company.
11. After configuring the dialog, click the Generate button.
12. The operation will start, and the status will be displayed at the top right of Profile Builder under the clock. You can check the status of all jobs at any time by clicking on the current status text at the top right.
13. When the generation tool is finished, a notification will appear with the status.
Generating Virtual Cards (Stripe)
1. Navigate over to the Virtual Cards section of Profile Builder in Profiles. This section has the credit card icon titled Virtual Cards when you hover over it.
2. Click the File button at the top left of the view, then click Create.
3. Select Stripe from the dropdown and click Next.
4. By default, Virtual Cards are created in the All Category. You can override this and specify a category name to have your Virtual Cards created into a unique category.
5. Select the Credentials to use to access the service.
6. Specify the Quantity of virtual cards you want to generate.
7. Optionally, you can specify a Nickname for the generated cards
8. Specify which Card Holder to use
9. Specify a Spending Limit for your virtual cards.
10. Specify the Spending Limit Type.
11. Specify the Account Currency that is selected on the account.
12. After configuring the dialog, click the Generate button.
13. The operation will start, and the status will be displayed at the top right of Profile Builder under the clock. You can check the status of all jobs at any time by clicking on the current status text at the top right.
14. When the generation tool is finished, a notification will appear with the status.
Generating Virtual Cards (Vault)
1. Navigate over to the Virtual Cards section of Profile Builder in Profiles. This section has the credit card icon titled Virtual Cards when you hover over it.
2. Click the File button at the top left of the view, then click Create.
3. Select Vault from the dropdown and click Next.
4. By default, Virtual Cards are created in the All Category. You can override this and specify a category name to have your Virtual Cards created into a unique category.
5. Select the Credentials to use to access the service.
6. If you have multiple physical cards attached to your Vault account and want to use a specific card, specify the Source Card Display Name. If you have one card on your account, leave this field blank
7. Specify the Quantity of virtual cards you want to generate.
8. Optionally, you can specify a Nickname for the generated cards
9. Specify which Card Type to use
10. Specify the Frequency at which your spending limit is reset. Frequency only applies to Standard card types.
11. Specify a Spending Limit for your virtual cards.
12. After configuring the dialog, click the Generate button.
13. The operation will start, and the status will be displayed at the top right of Profile Builder under the clock. You can check the status of all jobs at any time by clicking on the current status text at the top right.
14. When the generation tool is finished, a notification will appear with the status.
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